Know what you can safely spend today.
Without breaking your month. Finvision gives you one honest number — updated in real time — and an AI owl named Penny who never shares your data.
Why Finvision
The question nobody answers
You're at checkout. You want to know if you can afford it. You open your tracker — it shows last month. You try to do the maths in your head. You guess. You hope.
Every finance app on the market answers around the question. None of them answer “How much can I actually spend right now?”
Expense trackers
Opens to last month's totals. Great for reviewing history. Completely silent when you need an answer right now.
Budget spreadsheets
You set one up once. It lives on your laptop. You're standing in a shop with your phone.
Finvision
One honest number. Updated the moment you spend. Safe, tight, or risky — before you commit.
Left to spend
$847
Finvision is the only app that answers the question you're actually asking.
See exactly what you get
No mockups, no marketing fluff — these are the real screens. A few taps from install to knowing exactly where you stand.
One number. The only one that matters.
Open Finvision and see exactly how much you can safely spend today — recalculated the moment money moves.
- Live “left to spend” for today and the whole month
- Add income or an expense in two taps
- Penny gets to know your habits as you go
Stay on pace without doing the math.
Finvision paces your whole cycle for you — what's safe to spend today, how the week is trending, and whether you're saving or slipping.
- “Available today” that rises when your paycheck lands
- Your last 7 days of spending at a glance
- Break fixed costs down so the number stays honest
Turn “someday” into a date.
Set what you're saving for and Finvision projects when you'll get there — based on how you actually spend, not wishful thinking.
- A car, a MacBook, a trip — track them all together
- A monthly target and ETA for every goal
- Open-ended funds for the things without a deadline
Meet Penny,
your AI money owl
Penny knows your last six months of patterns — your habits, your pace, your goals. Ask her anything about your money in plain language. She answers honestly, in seconds, without judgment.
“How am I doing?”
A straight read on your month in seconds
“Can I afford a night out?”
Honest projection against your plan
“Biggest leak this month?”
Pattern analysis across your spending
“What's my daily budget?”
Your safe pace until the next paycheck
Raw transactions stay on your device — Penny sends only a short budget summary and your question to power the AI. Never names, amounts, or details.
Everything you need, nothing you don't
100% on your iPhone
Income, bills and every transaction live in SwiftData on your device. No account, no cloud, no one reading your numbers.
Honest spend checks
Add an expense and Finvision tells you instantly — fine, tight, or risky — and can stop a spend that would break your month.
Deep category insights
Daily charts, weekly patterns, top vendors and heatmaps. See where the money actually goes — before it's gone.
Plan ahead
Drop in recurring bills and upcoming expenses. Your daily allowance stays accurate down to the cent.
Home-screen widgets
Left to spend, daily budget, bills and goals — glanceable on your home screen, no app to open.
Month Recap
A 'Wrapped'-style review of your month with letter grades, patterns, and a personal note from Penny.
Unlock your financial superpowers
Everything in the free app, plus the AI and insight that turn numbers into decisions.
Ask Penny
Chat with your AI owl about your numbers. Penny knows six months of your patterns and answers in seconds.
Proactive Coach
Smart push notifications that catch spending drift before it breaks your month — not nagging, just honest.
Deep Month Recap
Full letter-graded breakdown of every category, spending patterns, and a personal month-end letter from Penny.
Unlimited goals
Set as many savings goals as you like, each with projected timelines based on your real patterns.
$4.99 / month
Billed $59.99 / year
Includes a free trial · Cancel any time in iPhone Settings
Try Finvision before everyone else.
Open beta on TestFlight. It's free, and anyone can join — no invite needed.
Public release on the App Store across Europe & the Americas — available everywhere except Russia and Belarus.
Get a beta invite
Want in the moment it opens? Email us and we'll add you to TestFlight personally.
hello@vegarise.io
Built for iPhone & iPad — day one.
FAQ
Questions answered
Is Finvision really private?
Yes. Your financial data — income, bills, transactions — lives in SwiftData on your iPhone. No account required, no server sync. When you use Penny (a Gold feature), your raw transactions stay on your device — Penny sends only a short budget summary and your question to the AI, which is powered by Claude.
How is Finvision different from a budget tracker?
Budget trackers show you what you already spent. Finvision answers a different question: how much can you safely spend right now? It evaluates every expense against your plan in real time and gives honest advice — including blocking impossible spends before they happen.
When can I get Finvision?
Open beta starts June 24, 2026 on TestFlight — anyone can join. The full App Store release follows on July 15, 2026 across Europe and the Americas (every country except Russia and Belarus). To get in early, tap “Join the beta” or email hello@vegarise.io with the subject “Finvision beta.”
What is Finvision Gold?
Gold is the optional premium tier that unlocks Penny AI chat, the Proactive Coach, Deep Month Recap, and unlimited savings goals. The free version handles everything essential — planning, tracking, goals, and widgets.
Who is Penny?
Penny is Finvision's AI owl, powered by Claude. She lives inside the app, knows your last six months of financial patterns, and answers questions about your numbers in plain language — without your raw data ever leaving your phone.
What does it cost?
The core app is free forever. Finvision Gold is $4.99 / month billed annually ($59.99 / year), or $9.99 / month billed monthly. A free trial is included — cancel any time in your iPhone Settings, no charges.